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Privacy Policy

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Last Updated: 20-Dec-2025

Effective Date: 20-Dec-2025

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1. Introduction

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PEYMO SL ("PEYMO", "we", "us", or "our") is committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, disclose, and protect personal data when you visit our website at www.peymo.finance (the "Website").

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PEYMO SL is the data controller responsible for your personal data, and our registered address is:

Calle Canónigo Torres 10, Bajo,

03181 Torrevieja (Alicante),

Spain.

Reg.No.: B22922314

 

2. Scope of This Policy

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This Privacy Policy applies only to personal data collected through the Website. It does not apply to:

  • Personal data collected by our regulated financial partners in connection with any financial services

  • Third-party websites linked from our Website

  • Offline data collection

 

If you use financial services provided by our partners, their privacy policies will apply to that relationship.

 

3. Personal Data We Collect

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We may collect and process the following categories of personal data:

 

3.1 Information You Provide

  • Contact information: name, email address, telephone number

  • Organisation details: company name, job title, business address

  • Enquiry details: the content of messages you send through our contact form or email

  • Marketing preferences: your preferences regarding receiving communications from us

 

3.2 Information Collected Automatically

  • Technical data: IP address, browser type and version, operating system, device type

  • Usage data: pages visited, time spent on pages, click patterns, referring website

  • Cookie data: information collected through cookies and similar technologies (see our Cookie Policy)

 

4. How We Use Your Personal Data

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We use your personal data for the following purposes:

 

4.1 To Respond to Enquiries

Processing basis: Legitimate interests (responding to your requests) or, where applicable, performance of a contract.

 

4.2 To Facilitate Partner and Compliance Discussions

If you represent a potential partner, financial institution, or compliance team, we process your data to facilitate due diligence and partnership discussions.

Processing basis: Legitimate interests (business development and partner relations).

 

4.3 To Operate and Improve the Website

We analyse how visitors use the Website to improve its functionality, content, and user experience.

Processing basis: Legitimate interests (improving our services).

 

4.4 To Ensure Security

We process data to protect the Website against fraud, security threats, and misuse.

Processing basis: Legitimate interests (security) and legal obligations.

 

4.5 To Comply with Legal Obligations

We may process personal data to comply with applicable laws, regulations, or legal processes.

Processing basis: Legal obligation.

 

5. Legal Bases for Processing

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Under the UK General Data Protection Regulation (UK GDPR), we rely on the following legal bases:

  • Consent: Where you have given clear consent for us to process your data for specific purposes

  • Legitimate Interests: Where processing is necessary for our legitimate business interests, provided these are not overridden by your rights

  • Legal Obligation: Where we need to comply with a legal or regulatory obligation

  • Contract: Where processing is necessary to perform a contract with you or take pre-contractual steps

 

6. Data Sharing

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We may share your personal data with:

 

6.1 Service Providers

Third parties who provide services on our behalf, such as website hosting, analytics, email services, and IT support. These providers are contractually bound to protect your data and use it only for the purposes we specify.

 

6.2 Professional Advisers

Lawyers, accountants, and other professional advisers where necessary for legal, accounting, or business purposes.

 

6.3 Regulatory and Legal Authorities

Where required by law, regulation, legal process, or governmental request.

 

6.4 Business Transfers

In connection with any merger, acquisition, sale of assets, or similar transaction, your data may be transferred as part of that transaction.

 

We do not sell your personal data to third parties.

 

7. International Transfers

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Your personal data may be transferred to and processed in countries outside the United Kingdom. Where this occurs, we ensure appropriate safeguards are in place, such as:

  • Transfers to countries with adequacy decisions from the UK Government

  • Standard contractual clauses approved by the UK Information Commissioner's Office

  • Other legally recognised transfer mechanisms

 

8. Data Retention

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We retain personal data only for as long as necessary to fulfil the purposes for which it was collected, including:

  • Enquiry data: 2 years from the last interaction, unless an ongoing relationship exists

  • Partner/compliance data: Duration of discussions plus 6 years for legal compliance

  • Website analytics: 26 months (aggregated/anonymised data may be kept longer)

 

We may retain data longer where required by law or to establish, exercise, or defend legal claims.

 

9. Your Rights

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Under UK data protection law, you have the following rights:

 

  • Right of Access: Request a copy of your personal data

  • Right to Rectification: Request correction of inaccurate or incomplete data

  • Right to Erasure: Request deletion of your data in certain circumstances

  • Right to Restriction: Request restriction of processing in certain circumstances

  • Right to Data Portability: Receive your data in a structured, machine-readable format

  • Right to Object: Object to processing based on legitimate interests or for direct marketing

  • Right to Withdraw Consent: Withdraw consent at any time where processing is based on consent

 

To exercise any of these rights, please contact us using the details in Section 13. We will respond within one month, which may be extended by two months for complex requests.

 

10. Cookies

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We use cookies and similar technologies on the Website. For detailed information about the cookies we use and how to manage your preferences, please see our Cookie Policy.

 

11. Security

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We implement appropriate technical and organisational measures to protect your personal data against unauthorised access, alteration, disclosure, or destruction. These measures include:

  • Encryption of data in transit (HTTPS/TLS)

  • Access controls and authentication

  • Regular security assessments

  • Staff training on data protection

 

While we take reasonable precautions, no method of transmission over the internet or electronic storage is completely secure.

 

12. Changes to This Policy

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We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this Policy periodically.

 

13. Complaints

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If you are not satisfied with our response to any data protection concern, you have the right to lodge a complaint with the UK Information Commissioner's Office (ICO):

 

Information Commissioner's Office

Wycliffe House, Water Lane

Wilmslow, Cheshire SK9 5AF

Website: www.ico.org.uk

Telephone: 0303 123 1113

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If you have any questions about these Terms, please get in touch with us at:

 

14. Contact us

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PEYMO SL

Calle Canónigo Torres 10, Bajo,

03181 Torrevieja (Alicante),

Spain.

Reg.No.: B22922314

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Contact Us
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